M Branch Financial Term Insurance Solutions
Easy to Apply, Cost Effective Protection.
About Term Life Insurance:
Term Life Insurance offers temporary financial protection in the event of you or a loved ones passing. The beneficiary of the policy will be paid a large Tax Free Death Benefit, providing financial aid for the grieving family as they recover. Coverage lasts throughout a "term" and renews every 10, 20 and 35 years. In addition, you may add riders such as critical illness insurance, guaranteed insurability and many more to better suit your family needs.
Frequently Asked Questions
What's the difference between term and permanent life insurance?
Term life insurance differs from permanent life insurance in a few ways.
Term life insurance:
Provides protection up to age 85 when coverage ends.
Helps replace lost income or cover debt & funeral expenses.
Is usually more affordable than permanent life insurance.
Doesn’t build any cash value.
The premium cost increases on renewal of each successive term.
Some benefits include naming the beneficiary that receives a tax-free one-time payment when you die, and if these plans change, your coverage can change with them.
Can I cash out my term policy?
No. Term insurance doesn’t have any cash value. You have the option to convert it to permanent life insurance without having to answer questions about your health, within a certain period.
How do I apply for term life insurance?
Schedule a call with M Branch Financial, fill out an online application and send it for underwriting. We will keep in touch once your application has gone through.
IS TERM INSURANCE FOR YOU?
Do you relate to any of these?
You're on a budget
You just started a family
You're a Home Owner
You just need coverage (that's it)
You have dependents
You like simplicity
Still not sure? Schedule a call to Explore Options!
